For most people, understanding a home's real value and leveraging it for financing is confusing, risky, and paper-heavy. HomeRoyaltie demystifies home equity, second mortgages, and royalty-based real-estate solutions with smart, real-time digital tools.
As senior full-stack developer, we led development from backend APIs to UI delivery and AWS deployment — building a secure platform users can trust with sensitive financial data.
The problem
Understanding home equity and leveraging it for financing is confusing, risky, and paper-heavy. Users depend on loan officers and brokers just to compare their options.
Our approach
- Built responsive calculators and comparison dashboards on Next.js and NestJS — home-equity analyzers and royalty-vs-second-mortgage simulators.
- Integrated third-party property and loan APIs, plus custom web scrapers (Puppeteer) to pull live lender rates and terms.
- Deployed a secure stack on AWS (EC2, S3, CodePipeline) with role-based auth, encrypted sessions, and CI/CD.
The solution
A smart digital product that educates users on their equity in real time, calculates eligibility from current asset value, and generates API-driven reports comparing traditional and royalty-based financing — reducing dependence on brokers.
What we built
Home equity analyzer
Calculates real-time equity using current market rates.
Royalty model simulator
Compares second-mortgage vs. revenue-sharing financing side by side.
Live rate scraping
Custom Puppeteer scrapers pull lender terms and competitor rates.
Personalized dashboard
Reports, uploaded documents, and funding timelines per user.
Secure REST APIs
Custom APIs for equity, loan, and payment simulations.
AWS CI/CD
EC2, S3, and CodePipeline with version-controlled auto-deployment.